The General Mutuality of State Civil Servants (MUFACE) is at a critical moment. The Government, which saw how Adeslas, Asisa and DKV rejected the tender proposed on the table, On November 20, a market consultation began to prepare a new tender for the coming years.
The objective of this consultation is Know which insurers would be interested in entering the concert and what costs should be paid by the Executive to have their presence. For this reason, the Government has asked all insurers for a scale of the estimated annual costs per mutual member, to guide what the economic costs of maintaining MUFACE should be.
The Government’s objective
The demands of insurers tend to be very different. The duration and cost of premiums are different depending on the insurerwhich can generate a problem when finalizing a second tender that, this time, is convincing.
According to sources close to the Ministry of Digital Transformation and Public Function, The new tender could reach the Council of Ministers next weekdue to the urgency that exists to close an agreement before the deadline of the previous concert ends.
Deadline of the previous concert
Mutual members who are insured with Asisa, Adeslas and DKV They will be able to access this private healthcare until next January 31. However, this will not be the case for everyone. Insurers will provide assistance until this date as long as they are health processes that have already started or are very serious.while new summonses that are not urgent will be rejected. This means that, in the event that a mutual member wants to access their private healthcare but it is not urgent, their appointment will be after December 31 (contract expiration date), which implies that they will not be attended to.
Given this problem, the unions have called demonstrations for next December 11 denouncing the precariousness of the situation and the fear of losing MUFACE.
For its part, the Government has already confirmed its intention to maintain the Mutual Fund no matter what. “The Government does not have any of its plans to dismantle MUFACE. We want to convey peace of mind. We are going to go to a new tender. Insurers will continue to provide their services under current conditions until there is a new agreement“, they say from Moncloa.
An extension as a last resort
If a new concert is not arranged, The Government leaves an extension as the last option. However, this possibility may not be feasible because there are deadlines in the submission of the offer that have not been met.
Therefore, today a countdown begins to find out what will lie ahead for MUFACE and all insured officials.
Health wants to eliminate mutuality
And all this happens in a context in which the Ministry of Health led by Mónica García proposes the elimination of the General Mutuality of State Civil Servants. According to a report sent by the ministry, The most logical thing is to end mutuality as it is an “unsustainable” organism. The minister’s intention is to incorporate the entire mutualist population into public healthcare in nine months, which means that more than a million and a half people will have access to public healthcare.
To carry out the change of officials from one system to another, The Government would allocate the financing it currently provides to insurers to the Autonomous Communitieswith the aim that they invest it in regional health services. In total there would be 2,681 million euros that would reach the coffers of the autonomous communities.
This transition would be carried out escalation in order of surname, age and insurer to avoid collapse in public health.