A new opportunity arrives for all those workers who want generate profits for your personal finances without having to invest: the Wefferent Online Account. This payroll accountmanaged by Cajamar, offers a profitability of 1.52% APR during the first year and up to 750 euros for direct debiting a payroll. A product with which the bank seeks to take the digital step and compete with other options on the market.
The paid accounts They are the ideal option for small savers who do not want to risk their money but are looking for a small incentive to do so. To do this, this type of account offers a interest for the money deposited in it and allowing its withdrawal if necessary. Specifically, Cajamar’s digital account offers a 1.52% APR during the first year for its new clients.
Another benefit of the service is that the profitability is from the first moment for personal finances and that does not have any type of complex section or required minimum balance. Therefore, you can obtain benefits with savings from a cent up to 50,000 eurosthis being the maximum paid limit to obtain the 1.52% APR. From this figure, the profitability changes.
The example included by the bank ensures that, by depositing 4,000 euros, a return of 1.52% APR will be obtained with a TIN 3.00% during the first six months and TIN 0.00% during the following. With these variables, the tool present on its website calculates that 10 euros of gross monthly remuneration and 60 total gross remuneration would be obtained. Figures that increase with savings of 10,000 euros or more, with 150 euros of total gross remuneration.
Offers a bonus of up to 750 euros to new clients who deposit their payroll until June 30
Likewise, it offers a remuneration of up to 750 euros in the first six months for all those who deposit a payroll for the first time and keep it in the account for, at least 36 months. This amount of this bonus will depend on the total direct debit payroll, being 300 euros for salaries between 1,200 and 1,999.99 euros and rising to 750 if it is equal to or greater than 4,000 euros. This bonus will be available for new users who register until June 30.
On the other hand, and to facilitate its accessibility, this account It does not have administration or maintenance fees and it has a free debit card. To open it, you only need to access its website, fill out the personal information of the person who wants to contract the service; go through a process identity verificationthanks to a video-identification system that can be done from a mobile phone; and digitally sign the contract that will be sent via SMS.
Customers will have access to services such as transfers, Bizum or withdrawing up to 1,000 euros from GCC ATMs
Once the service has been contracted, the client will be able to access it, having all the benefits of a paid account and from a conventional account. All thanks to services such as transfers, Bizum or direct debit of receipts, without the need to make an additional link. Likewise, it also has other services such as account management through the appbe able to contact a personal manager and withdraw money by debit without commissions at more than 1,000 GCC ATMs. For all of this, it is not mandatory to domiciliate the payroll to be able to use it, although you will not be eligible for additional remuneration.
This option is ideal for those people who want to save and generate income from their personal financeregardless of the amount entered. Therefore, it is interesting for small savers who have 50 euros set aside in their account or for people with more than 2,000 euros who They don’t want their money to devalue over time..