Credit and debit cards are emerging as a key tool for managing expenses. Many offer the possibility of splitting payments, choosing charge dates and benefiting from promotions. For example, with ABANCA cards you can save every time you fill up with gas at Galp service stations or when shopping at thousands of establishments through discounts and instant refunds.
But, in addition to their many advantages, ABANCA cards have free associated insurance that protects customers against unexpected situations such as theft, robberies or accidents. These coverages are, in many cases, unknown to consumers. However, they offer peace of mind and support in critical moments.
These are the main free insurance linked to ABANCA cards:
- Insurance against theft at ATMs.
- Insurance in case of robbery and reimbursement of the cost of looted purchases that have been paid with the card (as long as it occurs within a maximum period of 3 months from when the purchase was made).
Furthermore, the Visa card You includes two other additional coverages. On the one hand, it has purchase theft insurance, which makes If something that you paid for with your card is stolen and no more than 90 days have passed from the moment of purchase, they will refund the amount.
It also has damage insurance. So, if by accident the product that you have purchased with the Tú card in the last 90 days suffer some damagethey also refund the amount.
ABANCA credit cards also have a linked public transport accident insurancewhen the ticket has been purchased with this means of payment. The main coverages of this insurance are:
- Coverage for death, absolute or partial permanent disability on public transport for the cardholder and up to five companions (10 in the case of company cards) who have been paid for the trip by this means.
- Reimbursement of purchases paid with the card in the 12 months prior to the accident, in the event of death, absolute permanent disability and partial permanent disability due to this cause.
- Cancellation of balance due to death due to accident for the aforementioned cause.
When contracting any of the ABANCA credit cards, the client – and up to a maximum of five people or 10 in the case of a company card – also has a travel assistance insurance.
This policy includes, among other coverages:
- Travel or luggage delays. Includes delay due to ‘overbooking’.
- Cancellation due to strike.
- Loss of connection due to transfers.
- Loss of means of transport due to an accident ‘in itinere’.
- Theft and damage to luggage or delay in delivery.
- Reshipment of stolen/forgotten items.
- Transportation of companions.
- Round trip ticket and accommodation costs for a family member.
- Repatriation or medical transportation of the injured, sick or deceased insured.
- Immobilization in hotel.
- Medical, pharmaceutical or hospitalization expenses, and dental expenses.
- Expenses for replacement of travel documentation, theft from a hotel safe and theft of keys to the insured’s habitual residence.
A smart choice for the new year
The combination of flexible payment tools and free insurance coverage makes ABANCA cards one of the most complete options on the market. By allowing you to manage expenses with greater freedom and offering comprehensive protection, these cards become a strategic ally to face 2025 with confidence and financial security.