In the same way that cybethafs increase every year, so do the payment with cards, which in just three years has almost doubled. And, if we add two plus two, it is logical that scams that involve credit and debit cards. This is when Carding appears. A type of fraud that, according to the OCU, has increased in recent months.
“From the OSI, the Internet Security Office, They alert this fraud, which consists of using stolen card data, replicated on other virtual cards, to pay purchases”, Explains the organization in a statement.
The key question is How can you steal your card without you realizing. There are different methods for this and none involves entering your pocket or wallet, it is basically about technology. For example, through fraudulent purchasing pages that clon our card and replicate the data to design a virtual card to gradually empty our account, but with a simple ploy: the expenses are reduced and do not wake up any alarm, even That is too late.
It is also possible to take advantage of a NFC or RFID reader and thus steal card data. To do this, the reader is enough to pass near our portfolio and we have already lost it. While this type of robberies occur in the weeks before large spikes, such as the time of sales or Black Friday.
The best way to prevent this type of crime is, it is worth the redundancy, prevention. Although it sounds obvious, we must not facilitate the data of our card on the phone unless we know who is on the other side. And yet, Having a double authentication system: when a position is made they send us a message that we must confirm.
It is also advisable to often check the charges on our card and, if we do not recognize a position, block it to avoid its use. The appropriate thing is to do it every 24 hours, to have time to react and communicate it to the bank. If we are going to make large purchases, we can have a prepaid card or gift card that will only use.
Regarding the mobile, those who carry the card in the same, not having the NFC option activated as long as we do not use it: readers have a maximum margin of 20 centimeters, which makes it very difficult for us to realize. But the same does not happen with RFID readers who can act about 100 meters awaywhich facilitates the task of friends of others. To avoid this there are covers or wallets that avoid reading the content through NFC or RFID technology.