The bankruptcy of MUFACE will have to wait: The Government announces that it does not plan to end the mutual society

It seems that the end of the General Mutuality of State Civil Servants will have to wait. After the insurers rejected the agreement offered by the Executive on November 5, the Government has asked officials for peace of mind, ensuring that the mutual insurance will remain in force.

Already on November 5, the Ministry for Digital Transformation and Public Function posted a statement clarifying what was going to happen from now on with the officials insured in the mutual insurance company.

According to what the ministry pointed out, all MUFACE mutual members, both the owners and the beneficiaries, They will continue to receive the same healthcare that they enjoyed under current conditions.

MUFACE will remain active, at least until 2027

After several weeks with MUFACE among the most popular songs today, The Government has come out to reassure the beneficiaries of this service. And the Spanish Executive wants to make it clear that “It is not in any of their plans to dismantle the mutual society at this time”. This has been confirmed by sources from the Ministry of Digital Transformation and Public Function to RTVE.

These are statements that occur days after the Ministry of Health declared its intention to incorporate more than a million and a half officials into public health in nine months who, as of October 31, 2024, receive health care through private insurers.

For this reason, the Government confirms that it will go to a new tender, Therefore, it is expected that the mutuality will continue in force after the expiration date of the current contract.

What did the Ministry of Health propose?

The Muface model is currently not sustainablenot even with a significant increase in the capita, because no insurance system works if it does not have a pool of risks that allows counterweights to be exercised between those who most demand the service and those who make less intense use,” stated the report published by the ministry. directed by Mónica García.

For this reason, the ministry of the branch confirmed that It is a transition that sooner or later had to be made. To carry out this transfer of one and a half million officials, Health proposes allocate the financing that is currently provided to insurers to the autonomous communitieswith the aim that they invest it in regional health services. In total they would be 2,681 million euros that would reach the coffers of the Autonomous Communities.

Officials affected by MUFACE

The General Mutuality of State Civil Servants (MUFACE) is responsible for covering the health of all teachers (kindergarten, primary, secondary and universities), to the Treasury and Labor inspectors, to the National Policel. Therefore, these officials would see private healthcare disappear from their options.

Strength of mutuality

It is important to remember that MUFACE beneficiaries have private healthcare insured until January 31so this transfer would not become official until after that date. Insurers must continue to cover the health expenses of officials until February.