BizumIt has become one of the most used payment methods in our country. More than 27 million users They choose this well-known platform to send or receive money instantly, pay in online stores or make donations. To make a payment, you must search for the option to “send a Bizum” In the banking application, choose the phone number from the phonebook, enter the amount of money and the associated concept, and confirm the operation.
This associated concept we are talking about is leading to serious problems. TheBizum official website has warned all members of the platform about the risks meanings that come with making jokes related to financial transactions. “Did you know that adding funny or suspicious concepts can cost you a lot? If you’re thinking about putting ‘for coke’ in your next Bizum concept, think twice.”
In the best case scenario, your bank will reject the payment and give you a call like… is everything okay here? According to Law 10/2010 of April 28 on the prevention of money laundering and financing of terrorismbanks would be obliged to monitor transactions that they believe are dedicated to committing criminal acts.
This platform has a automatic filter that detects messages that have to be investigated or are classified as illegal. Normally we think that no one reads this and that we can put whatever we want, but this is not the case.
What words are prohibited in Bizum
The banks follow the Regulation 10/2010 on the prevention of money laundering and terrorist financing. Therefore, there are words and phrases like “Al Qaeda” either “weapons for Syria” that we cannot use under any circumstances. Nor will we be able to use words that make reference to drugs or illegal activitiessuch as “cocaine”, “heroin” or “a few grams of…”, prostitution ormoney laundering.
Under no circumstances should words related to health, drug trafficking or death be used. Nor names of people who have judicial problems. A Twitter user shared an image showing that your Bizum transaction for 11.50 euros was rejected because In the concept he wrote “Support for the armed cause in Syria”.
Later, he said that he received a call from a bank employee: “Evidently, the woman who called me realized that it was a joke before I mentioned it, but she warned me to be careful, since These types of jokes could lead to legal problems“.
What happens if I write the prohibited words in Bizum
Each bank takes the measures it considers appropriate. Some, suspecting that illegal activity is being carried out, could go so far as to cancel payment. Therefore, it is advisable to think carefully before sending a Bizum. Furthermore, if any concept that passes the first filter seems dubious to your bank, it can also reverse the movement and investigate you.