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These are the 9 tips that the Bank of Spain gives to protect yourself from digital fraud

Recently, the crime balance for the year 2023 published by the Ministry of the Interior reflected an increase in cybercrime in Spain of 25.5%, in relation to the previous year. Total, almost half a million cybercrimesof which the vast majority, 90%, are cyber scams that usually aim to obtain personal and banking data from the victims. These types of scams has grown more than 500% in 8 yearsgiven that in 2016 they were around 70,000.

With this upward trend, and what will follow, it never hurts to remember that the best protection is prevention and common sense, and that Many times it is the human factor and not the technological one that facilitates the success of a cyber scam. He Bank of Spain has remembered these days, through a publication on its Banking Client Portal, 9 recommendations to put into practice to protect yourself against digital banking fraud. They are the following:

  1. keep some drawdown and credit limits on your cards that are not high. This way, it will be easier for you to keep them under control.
  2. Using a prepaid card For online purchases, you limit the amount of possible fraud if they are made with your data.
  3. In your account, keep a balance adjusted to your expenses. Transfer the savings to other products so they are more protected.
  4. Avoid overdrafts on your account and make sure that you have a limit. All measures that reduce the available balance in some way reduce the risk of fraud.
  5. Do not use in online banking the same password than in other applications and services.
  6. Change regularly access keys and signatureand do not share them by email or on social networks.
  7. Do not use a search engine to access your bank's website, as it may take you to a fraudulent website. Better use the app from your banking entity.
  8. Use a system of biometric identification, fingerprint or facial recognition, to protect your mobile. Or one password if you don't have these systems.
  9. If they contact you on behalf of a supposed bank or company, do not provide confidential data. Your bank will never contact you to ask for them.